2011 House Buying Resolutions
1.I will get Pre-Approved BEFORE I start shopping for a home: Working with a qualified and reputable lender prior is the true start to the home buying process. Many lenders would be happy to do a full credit check and evaluate your buying power at no charge or obligation to you. Once the credit is run, the lender should advise you of your credit score and how to maintain or improve the score to achieve your maximum credit rating. Just as importantly, they can counsel you on costs, payments and work with your agent to ensure a smooth home buying process. For more information on pre-approvals, please visit:.
2. I will focus on saving money for a home purchase: It's never too late to start, but the sooner the better. The more assets you have to dedicate to down payments and / or closing costs will greatly benefit you in either a lower payment or to upgrade the price range you are qualified for.You may even consider asking parents or grandparents to "gift" you funds for. a home purchase which is an acceptable source of funds on many loan products.
2. I will focus on saving money for a home purchase: It's never too late to start, but the sooner the better. The more assets you have to dedicate to down payments and / or closing costs will greatly benefit you in either a lower payment or to upgrade the price range you are qualified for.You may even consider asking parents or grandparents to "gift" you funds for. a home purchase which is an acceptable source of funds on many loan products.
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